Make Time in Your Day to Learn the Money Thing
Author - Abbie Kahula Reed
Setting Up for Learning Success - Learn at Home for Free
Today's digital times offer a mountain of advantages and tools for online learning for free. What does the cost is the time spent learning? From personal experience, I recommend avoiding putting off learning until you have free time. The odds are against you finding enough free time necessary to learn how to take care of the business of money effectively--there's so much of it to learn. Life and living keep us busy: multiple jobs, carpooling the kids, running the kids to soccer practice, grocery shopping, cooking, cleaning the house, tending to the yard, on and on. I know! Reading, listening, or watching a video online to learn takes away time from the important to-dos on the list. So why not include the learning while you do those things, a little multi-tasking lifestyle change.
Strive to Thrive
Why I Like Who I Like
Take the Bite Out of the Busy to Keep Learning
Today's digital times offer a mountain of advantages and tools for online learning for free. What does the cost is the time spent learning? From personal experience, I recommend avoiding putting off learning until you have free time. The odds are against you finding enough free time necessary to learn how to take care of the business of money effectively--there's so much of it to learn. Life and living keep us busy: multiple jobs, carpooling the kids, running the kids to soccer practice, grocery shopping, cooking, cleaning the house, tending to the yard, on and on. I know! Reading, listening, or watching a video online to learn takes away time from the important to-dos on the list. So why not include the learning while you do those things, a little multi-tasking lifestyle change.
A Lifestyle Learning Hack for Next-Generation Future Domination
Learning on-the-go with lessons in my ear hack helped me, especially with my school work during a pandemic. Online school was challenging. Too often, the lessons were missing a thing or two so I resorted to YouTube to fill in the blanks. My best tip for time crunching: multi-task by doing what you do but add earplugs to your device connected to the lessons and take it where you go. Long rides in the car are perfect. I'm in the garden a lot so I can cut through hours of learning in a day's gardening and it also makes the work more "funner" ya know! If the next-generation adopts and uses this learning "hack," perhaps they can learn more about money and dominate the future generation. It could happen if parents and grandmas help them transition and adopt this simple lifestyle change. Stick Ir In Your Ear!
JUST STICK IT IN YOUR EAR AND GO!
All Videos
My Grandson Shayden Aims to Dominate His Future
Moving forward and doing the research is too important to let time get in the way. For those who are not book readers (like me) or don't have time to sit and read (like me), why not "listen" and learn with audio files either in audio books, podcasts, or YouTube. There are many choices online available for free. Ask google to help you find "free" ones for you. The nice thing about this is that if a audio section goes over your head or difficult to understand, you can rewind as many times as needed.
Stick It In Your Ear Learning Steps
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Pick a topic to learn. Find the best source online to use (audio book, YouTube video or playlist)
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Stick the microphone or air pods in your ear, click to play
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Listen while you work.
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Repeat
For YouTube listening, If you have a gmail account, you already have a YouTube account for free. I did upgrade my YouTube subscription to pay the monthly fee to avoid ads interrupting my view. As a college student in creative media, I was constantly watching YouTube videos so the upgrade was worth the time it saved for me.
Here's YouTube's tutorial on how to set it up.
Courtesy of YouTube
I can almost guarantee that somebody is talking about something you might want to know online. But just because the mentors are talking about it doesn't make it the right way. Here's where investing time to do the research comes in. To find it, you need to ask the question or use relevant keywords in the search box. It's up to you to take what you need from it and leave what you can't on the table to look for more content until the research is accurate and credible.
YouTube lets you create a playlist of your favorite videos watched or to watch later if you have a YouTube account. Many are annoyed by the ads but don't be an ad hater just yet. The ads may someday provide passive income and money while you sleep if you invest time to learn. I have a strong hunch that the difference between those who try and fail and try and succeed is time invested in learning how to do it right. YouTube ads are just one of the many side hustles that offer financial freedom through passive income, money flowing in automatic. I will explain more about side hustles in the next part of this series.
Image courtesy of wix.com
Audiobooks are a great on-the-go content. Audible has a convenience best-seller's list for finance audiobooks.
I'm not a book reader, but I listened to six of the nine books on the list and am grateful for the learning. I found two of the book in audio format for free on YouTube. I found that YouTube is the next best source to search for answers to problems and "how-to's." The first best source of information online is of course good old Goog
FREE Complete Audiobooks - Life-changing Tools
Think and Grow Rich by Napoleon Hill
Napoleon Hill's Think and Grow Rich is another "must-read" available in audiobook on Audible but all 10 hours 47 minutes and 15 seconds are free to enjoy on YouTube courtesy of Good Practices Channel. As a non-book reader, I'm surprised and happy I got through the entire book "listening" in 3 days working in the garden.
Courtesy of Good Practices YouTube Channel
Rich Dad Poor Dad by Robert Kiyosaki
I was elated to see that Rich Dad's Retire Young Retire Rich Audiobook was free to use on several YouTube channels. It's in the form of a video but the audio narration allows the listening of 4 hours 2 minutes and 24 seconds on a digital device on-the-go!
I'm sure there are other audio books for free on YouTube like this book.
Get comfy and dig in.
It is definitely a life-changing experience.
Getting Started - What to learn?
1. Be an expert on your finances: Know how to manage your finances before working a business to minimize mistakes down the road. Getting the basics of financial education 101 with Minority Mindset - The information covers everything you need to know to get started on personal finances and basic money strategies. They also offer free ebooks and newsletter updates on the subject of money. Join their discord and mingle with like minds to strategize. I'll explain more later how this company and jaspreet makes money grow.
No income earned from this referral
I recommend the free finance tools offered * Singh is Funny AND Makes Good Sense
“The Minority Mindset has nothing to do with the way you look. It’s the mindset
of thinking differently than the majority of people.”
Jaspreet Singh
2. If you lack digital skills, not a problem! Digital skills or a college degree is not required to have a digital business: Tasks can be out-sourced at a reasonable cost.Having digital skills is good but NOT a must-have. There's a workaround called fiverr.com and upwork.com. The two platforms are free to peruse after creating a free account. Consider the sites as one-stop shops to find services of all sorts. If you can think of it, there's sure to be someone with the skills you need who will work for cheap, sometimes starting as little as five dollars plus a tip! Prices for services go according to the skill level and work involved.
Not all jobs go for five dollars. It depends on how experienced the worker is or the job's difficulty. The low cost is possible because many of the workers live in third world countries. Our dollar is worth much more there so we get more for our buck. There's the price advantage as well as the of unknown factor of who you hire as an independent contractor. Fiverr and Upwork are also viable part-time or full-time job sources for those with skills in digital technology, writing, legal services, music, etc. Want a customized prayer made for you? They got someone to do it. Want a psychic reading? They got it. Got any skills? Information about contracting your skills are available on the sites. Take a tour on Fiverr.com to see all the crazy interesting useful talent choices available.
3. Be wary, for as with anything, "you get what you pay for." Check reviews online and shop wisely on the platform. Do the homework on it. Compare the reviews of any worker before hiring them. When you understand how it works and know how to do it right, these platforms can help you jump hurdles. Investing time in learning makes the impossible a possibility.
It's time to meet the awesome men in my life.
I provide my personal review and impressions as a new learner from watching numerous videos and articles produced by these four men. I'm anxious to hear of impressions formed by others.
Please share. Send me a message anytime.
Common Factors: They all share their tips online with intentions to give back and help others succeed. Their bank balances are private but I trust they are genuinely successful and walk the talk. They are good examples how success comes from helping others solve problems. The public comments from viewers document how they help. In turn, they earn income from their services or products from those who want to go deeper beyond the free services they offer to all as options. They teach what they know, finance and money.
My Overall Review of 'em all: If I'm feeling doubtful and low, I'd hop on Carmichael's channel to pick myself up again. If I wanted to go big and take on the world, I'd camp out on Kiyosaki's channel. Singh at Minority Mindset keeps me grounded, like a good friend I can trust and walks me through the learning at my speed (slow) and easy.
My best takeaway from them all: I know I can succeed in making money because the steps are clear thanks to these men and the rest of the mentors talking online. I am aware of the safety precautions and know what land mines to step around. I have a good idea where to start (in my own situation) hoping that's the right one but not scared to fail because these men failed too but showed me what NOT to do. In our crazy economy and world, for the sake of the grandkids and the next generation, I need to grab the brass ring with all the power and energy in my bones because my grandkids are watching. I aim to show them if grandma can do it, they can too.
I advocate to always be learning, even when time is limited, stick in in your ear and take the learning on -the-go with you. We are too busy to put the learning on hold until we have the time because chances are, the learning will be on hold for GENERATIONS and complacency will set in for a very long time. This grandma knows. Been there. Done that. Jus' Sayin' you know?
Personal Review:
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I can't NOT like the guy. Very likable in a cute fuzzy way
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I'd approve of him as a son-in-law - but he's married.
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Always hustling - encourages viewers to do the same
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Humble - Has "don't hold back" honesty
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Stories of his immigrant parents and money mindset - hmm? sounds familiar
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Has his pulse on current money trends and world economy issues
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Polite - doesn't swear. His mama would be proud. I share his playlist with my grandkids
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Know money from real life experience - Is not a financial counselor
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Reminds viewers he is an attorney, but not OUR attorney
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Entertaining to watch - excellent communicator - Charismatic
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Consistently posts videos and informative newsletters - sign up!
Jaspreet Singh
Highlights - Singh
CEO of Minority Mindset
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CEO of multiple companies
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Self-taught entrepreneur
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Attorney
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Immigrant parents from Punjab India
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Invented a water-resistant athletic sock
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Minority Mindset company helped "countless people get out of debt, start investing, plan for building wealth"
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His passion is Minority Mindset and helping people.
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Recommends investing in real estate rental for tax free income
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Does not recommend being employees
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Invests for long-term
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Recommends having multi-income sources- cover risk factor
image credit: Minority Mindset YouTube
Personal Review:
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Mission: To elevate the financial well-being of humanity
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Says "Just to make money in not enough mission"Need spirit and reason before business to succeed
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Rags to Riches Story - Local boy Hilo Grown - educated
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Infamous story:Raised two dads with two money mindsets
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Best-Seller Book author - Rich Dad Poor Dad book series
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His story and book rippled effect - many mentors learned from him
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Does use cuss words in videos - Must sensor grandkids
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Blunt honest opinion against government and taxes
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Genuinely wants to help people succeed
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Promotes having multiple income sources to stay in the game
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Adamant. profess kids must learn finances and accounting
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All should know the "bottom line" at all times of a balance sheet
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Owns tons of real estate property but don't pay taxes on it - legally
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Savy business real estate team - Shares his secrets freely
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Wants the best for people - Not afraid to make money from selling products to his followers. That's life! Always Hustling
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Two words important in success: Leverage and Cashflow - go look it up or listen to the audio book
Robert Kiyosaki
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Stresses importance of tax-free cash flow system
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Invented cash flow board game to teach kids young about money
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Multiple failures and lawsuits
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Believes in having and using GOOD DEBT to acquire assets
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Avid investor - Collects gold
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Does not agree with strategies of money by some mentors
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Loud and blunt on camera = don't care about politeness or feelings
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Lucrative businessman
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Frequent complaints about the "system" and the government
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Sells training, courses, main income
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2.42 million subscribers
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has his pulse on current money events
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Highly energic and focused on making money
Image credit: Robert Kiyosaki YouTube Channel
Highlights - Kiyosaki
Highlights - Carmichael
Personal Review:
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Mission: To elevate the financial well-being of humanity
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Shares reviews on famous successful people to inspire others
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Focuses on positive outlook on everything
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Had a challenged climb to know who he is- many ups and downs
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Does not focus on money making strategies but makes money still
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Went from 25 subscribers in 2009 to 2,931,041 in 2021
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Has Tony Robbins as a friend
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Still is humble and shy but working on it
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Great YouTube channel to hang out to be motivated and inspired
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Wants to help people
I like this guy and is not like the other three men in my life. He inspires me because he uses his honest review of his problems and road to success
I would visit his channel for a burst of "feel good" self hug but use the other men to learn about the money thing. Jus' Sayin'
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Featured on New York Times, Inc., Entrepreneur, Forbes, The Wall Street Journal...
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Who He Was:
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Shy - Broke - Introvert - No Friends - Don't Fit In - Always Sick - Bad Student - Perfectionist
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Nervous Ticks - Slow Learner - Failed Marriage - Afraid to Disappoint - Parents took to psychologist
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-----------------------------------
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Who He Became:
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Giver - Artist- Helper - Author
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Thinker - Speaker - Creator - Dreamer - Influencer - Motivator_ Challenger _ Entrepreneur
image credit: Evan Carmichael YouTube
Personal Review:
I imagine he is a great dad who knows how to teach the right and wrongs of good finance management. Don't use credit, don't use credit card, don't use credit cards. Did I say he hates credit already? Got it! It's a good lesson and montra to live by-if you don't have the cash, don't buy it! But sometimes using credit is good, according to Robert Kiyosaki who amassed his real estate empire by NOT USING HIS OWN MONEY. Two different idealogies for different reasons. If looking at the histories of the two, there is obvious reason for the clash. Read their books, or listen to their audiobooks free on YouTube.
Many callers on his radio show have big money problems. Watching Dave help solve the problem live on the show is an emotional experience, sometimes with sad endings and others happy. Quite entertaining. However, Ramsey's outlook of money is too conventional that don't work in today's economy as far as real estate investing like Kiyosaki and Singh.
If I took up real estate rentals for passive income, I'd be studying Kiyosaki and Singh's model, but that's my opinion. OUT OF ALL THESE MEN,
Dave Ramsey is the only certified financial counselor.
Dave Ramsey audiobook (free to use on YouTube)
Dave Ramsey
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Helps people build wealth
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Seven-times #1Best Seller author Successfully sells financial products and tools
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Promotes himself well on YouTube /Radio Show
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Oozes Self confidence
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Knows his stuff on finances
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Christian evangelist
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Had money & lost it in bankruptcy in 1988 due to 1.2 million in loans and lines of credit due to being overleveraged
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Learned his lesson- Advocates against debt & paying off loans as soon as possible
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Opposes credit card use
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One-size fits all financial approach
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Loves cash - hates credit
image credit: Dave Ramsey YouTube
Highlights - Ramsey
Grandma's Money
Reboot Video Playlist
Learn On-The-Go
Next Stop: The Passive Life
What if there's a way to earn money while you sleep? Many have that luxury but it doesn't come easy. Lots of time and learning. Join me at the next stop to learn more. Click the bus below and I'll meet you there!
Road Trip!
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